🏡 Buying Property in Pollença (Northern Mallorca) in 2025: Is Now the Right Time?

The real estate market in Mallorca continues to be one of the most attractive in the Mediterranean. In 2025, many potential buyers ask themselves:

Is it the right moment to buy a property in Pollença or northern Mallorca?

The answer depends on several factors: price trends, mortgage interest rates, international demand, and, most importantly, the buyer’s long-term perspective.

🔍 1. The Evolution of Mallorca’s Real Estate Market

In recent years, Mallorca’s property market has shown remarkable resilience despite global economic fluctuations. While some regions of Spain experienced price drops, northern Mallorca—including Pollença—has maintained steady demand from both national and international buyers.

In 2024, the market experienced moderate growth, providing a window of opportunity for buyers looking for well-established areas such as Pollença, Alcúdia, and the surrounding northern towns.

💶 2. Mortgage Rates and Financing: Signs of Stability

After the increases in the Euribor in 2023, 2025 has brought more predictable mortgage conditions. While interest rates are higher than the previous negative-interest period, banks now offer competitive options, especially for buyers with solid financial profiles or foreign investors with liquidity.

For buyers considering Pollença or northern Mallorca, this means greater financial predictability and negotiation power, both on property prices and mortgage conditions.

🌅 3. Why Pollença Remains a Solid Investment

Pollença stands out not only for its natural beauty and traditional charm but also for its limited housing supply and steady demand. Properties with character—rustic fincas, renovated townhouses, and villas with sea or mountain views—remain highly sought after, protecting long-term investment value.

The profile of buyers in this area is predominantly high-quality, often seeking residences for mixed use (personal and holiday rental) and long-term stability. This makes Pollença one of the most stable markets in northern Mallorca.

📈 4. Opportunities for Buyers in 2025

Although prices have not fallen across the board, there are targeted opportunities in properties that have been on the market for a while or require renovation. This allows buyers to add value through modernization or improvement.

Additionally, 2025 is favorable for investors interested in holiday rental properties, as high-quality tourism in northern Mallorca continues to grow, boosting medium-term rental profitability.

🧭 5. Key Factors to Consider Before Buying

Before taking the plunge, buyers should evaluate:

• Location within Pollença: The municipality includes areas like the old town, Vall de Colonya, Puerto de Pollença, and Cala Sant Vicenç. Each offers a unique lifestyle and investment profile.

• Urban regulations: Many rural properties are subject to specific licensing and usage rules; reviewing them beforehand is crucial.

• Renovation vs. new construction: Historic townhouses offer charm but may require realistic renovation budgets.

• Professional guidance: Working with a local real estate advisor helps identify genuine opportunities and avoid legal or technical risks.

  
  

🤝 6. Insights from a Local Real Estate Advisor

As a real estate advisor specializing in Pollença and northern Mallorca, I’ve observed that 2025 marks a balanced market: buyers regain negotiation power while sellers maintain realistic expectations.

For my clients—both local and international—this year represents an opportunity to purchase strategically, whether for lifestyle, long-term investment, or rental potential.

💬 7. Conclusion: 2025, a Year for Informed Decisions

Yes, 2025 can be a good moment to buy a property in Pollença or northern Mallorca, provided the decision is made with information, perspective, and professional guidance.

The market offers stability, selective opportunities, and the peace of mind of investing in a unique area of Mallorca.

If you are considering purchasing property in Pollença or northern Mallorca, contact me today. I can help you identify the best opportunities and make a secure, well-informed investment.

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