Legal Aspects Every International Buyer Should Know Before Buying Property in Pollença
- Jorge Cifre
- Dec 24, 2025
- 2 min read
Buying a property in Pollença, one of the most sought-after areas in northern Mallorca, is an excellent decision for those looking to live or invest. However, for international buyers, the process involves a series of key legal aspects that should be understood before signing any documents.
This article provides a clear and practical overview of the main legal points that every foreign buyer should consider when purchasing property in Pollença.
1. NIE: Mandatory for Buying Property in Pollença
The NIE (Foreigner Identification Number) is required for any non-Spanish citizen buying property in Pollença. Without it, you cannot sign contracts, formalize the deed before a notary, or pay related taxes.
It is highly recommended to request it in advance, as processing times may vary and delays could affect the transaction.
2. Legal Verification of the Property
Before buying property in Pollença, it is essential to verify that the property is legally compliant. Key points include:
Correct ownership registered at the Land Registry
No outstanding debts, liens, or mortgages
Consistency between the physical property and official records
Compliance with local planning regulations
These checks are especially important for resale properties.
3. Preliminary Contracts
Many transactions involve signing a reservation or deposit agreement before the public deed. These contracts set deadlines, conditions, and penalties, so it is crucial to understand their terms before signing.
A common mistake for international buyers is assuming these contracts are minor steps, when they carry legal implications.
4. Taxes and Additional Costs
Purchasing property in Pollença involves several taxes and fees to consider upfront:
Resale property: Property Transfer Tax (ITP)
New-build property: VAT and Stamp Duty (AJD)
Notary, Land Registry, and administrative fees
Knowing these costs prevents surprises and ensures accurate budgeting.
5. Signing the Deed and Registration
The property purchase is formalized through a public deed before a notary, after which the property must be registered at the local Land Registry. This step guarantees legal security for the buyer.
6. Importance of Local Expertise in Pollença
Spanish property law can be complex for international buyers. Working with a local real estate advisor in Pollença experienced with foreign clients greatly simplifies the process.
A local advisor knows the market, common timelines, and legal particularities of Pollença, helping coordinate all steps efficiently.
Frequently Asked Questions (FAQ)
Can a foreigner buy property in Pollença?
Yes. There are no restrictions for foreign buyers, provided they comply with legal requirements such as obtaining an NIE.
Is it necessary to open a Spanish bank account?
Not legally required, but highly recommended for managing taxes, fees, and payments related to the purchase.
Can I buy property in Pollença without being in Spain?
Yes, through legal representation, though planning ahead is crucial.
What if the property has planning irregularities?
Irregularities pose significant risks. It is essential to detect them before purchase with professional assistance.
Thinking of buying property in Pollença?
Before signing any document or paying deposits, it is recommended to consult a professional familiar with the local market and legal requirements in Pollença.
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