How to transfer your money at the best exchange rate when buying a property in Pollença
- Jorge Cifre

- Dec 19, 2025
- 2 min read

Buying a property in Pollença, Mallorca, is an exciting step for international buyers. However, one of the most important — and often overlooked — aspects of the process is how to transfer large sums of money internationally without losing value through poor exchange rates.
The real impact of exchange rates on your purchase
When purchasing property in Spain from abroad, even small fluctuations in exchange rates can result in thousands of euros difference in the final price. This is especially relevant in property transactions, where payments are significant.
Many buyers rely on traditional banks without realising that:
Banks often apply wide exchange rate margins
Fees are not always transparent
Transfers can be slow and inflexible
Not all international transfers are the same
Buying a property in Pollença usually involves several payments: reservation deposit, private contract, and completion. Each transfer matters. Using a currency exchange specialist instead of a traditional bank can help you:
Access more competitive exchange rates
Fix your rate in advance
Reduce exposure to currency market volatility
Financial planning is key for international buyers
Planning your transfers in advance allows you to decide when and how to move your money, giving you greater control and peace of mind throughout the buying process. This is particularly important in international markets like Mallorca, where timelines are clearly defined.
A solution trusted by international property buyers
Many foreign buyers purchasing property in Spain choose specialists such as Currencies Direct, who offer:
Secure international money transfers
Personalised currency guidance
Solutions for private buyers and investors
👉 Learn more here:
Conclusion
If you are planning to buy property in Pollença, choosing the right home and agent is essential — but so is how you manage your currency transfers. A small difference in exchange rates can have a major impact on your investment.
Careful planning and expert currency support can make your purchase smoother, safer and more cost-effective.
Your money, when and where you need it
Easy currency exchange and international payments with great rates and expert support.





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