Taxes and costs when selling a rustic finca in Pollença: what you need to consider

One of the aspects that surprises property owners most when selling a rustic finca in Pollença is the real impact of taxes and associated costs. Not understanding them from the outset can lead to miscalculations, frustration, or even complications in the final stages of the sale.

Having a clear overview of these costs allows for better decision-making and a smoother, more predictable selling process.

Municipal capital gains tax: when does it apply?

The municipal capital gains tax (plusvalía municipal) is levied on the increase in the value of urban land. In the case of rustic fincas, its application depends on:

• The official land classification

• Whether any part of the plot is considered urban

• Current municipal regulations

In Pollença, not all rustic fincas are exempt, so each case must be analysed individually before selling.

Capital gains tax

This is usually the most significant tax cost for the seller. It is calculated based on the difference between:

• The original purchase price

• The final sale price

• Deductible expenses (notary fees, land registry costs, documented renovations, professional fees, etc.)

The applicable tax rate varies depending on the profit obtained and the seller’s tax status (Spanish resident or non-resident).

Common costs associated with selling

In addition to taxes, sellers should also take into account other expenses such as:

• Mandatory certificates

• Notary and registry fees (in certain cases)

• Prior legal or technical regularisation

• Real estate agency fees

With rustic fincas, additional costs often arise from the need to clarify legal or planning matters.

Differences between residents and non-residents

In Pollença, a significant number of rustic finca owners are non-residents. In these cases:

• A withholding tax is applied to the sale price

• Specific tax obligations apply

• Administrative timelines and procedures may differ

Failing to anticipate these factors often leads to unnecessary delays.

How taxes influence the selling strategy

Taxes and costs directly affect:

• The minimum acceptable sale price

• The urgency of the sale

• Negotiations with potential buyers

A well-planned selling strategy takes these elements into account from the beginning, avoiding rushed decisions later on.

Planning ahead for a secure sale

Understanding taxes and costs does not mean discouraging a sale — it means approaching it with realistic expectations. Proper planning helps avoid surprises and leads to a more efficient and confident selling process.

👉 Here you can learn more about the complete process to sell a rustic finca in Pollença with clarity and confidence.